Thousands of homeowners could face the threat of repossession when mortgage holidays end next month.

From November people will no longer be able to ask their lender to defer mortgage repayments and a moratorium on repossessions for mortgage arrears will be lifted.

About 1.9m people, one in six borrowers, deferred repayments after losing income during the pandemic.

While lenders have been asked to continue to support customers in difficulty, there will be no formal scheme and they will be free to resume repossessions.